Woman lying on a beach with a surfboard in the background

FSA/HSA Eligible Products

Got a Flexible Spending Account (FSA) or Health Savings Account (HSA) card? All of these products qualify for reimbursement—just save your receipt!

46 products

FSA/HSA Eligible Sunscreen Products

Your FSA/HSA eligible sunscreen shopping just got a whole lot easier. We rounded up all the Sun Bum products that qualify for reimbursement—so you can keep your skin safe and your wallet happy. Whether you’re hitting the beach, chasing the kids around the pool, or adding SPF to your daily skincare routine, these favorites are covered under most Flexible Spending and Health Savings Accounts. Just grab what you need, save your receipt, and keep soaking up the good vibes (responsibly, of course).

We've Got Answers

Is Sunscreen FSA/HSA Eligible?

Yes, sunscreen is generally eligible for FSA and HSA reimbursement as long as it meets the requirements for a qualified medical expense. Look for a product labeled broad spectrum (protecting against both UVA and UVB rays) with an SPF of 15 or higher. That means many standard sunscreens and even facial moisturizers with SPF 15 or more can qualify, since their main purpose is sun protection rather than purely cosmetic. Always save your receipt and check with your plan administrator, since eligibility can depend on your specific FSA or HSA rules.

Is Mineral Sunscreen FSA Eligible?

Yes, mineral sunscreens can be FSA eligible as long as they meet the same general criteria as other sunscreens. To qualify, they must be labeled as a sunscreen, offer broad spectrum protection (UVA and UVB), and have an SPF of 15 or higher. Because mineral sunscreens protect against UV rays with ingredients like zinc oxide or titanium dioxide, which create a physical barrier on the skin to reflect and block UV rays, they typically qualify for reimbursement through most FSA and HSA plans. Just remember to keep your receipt and verify details with your plan administrator to make sure your purchase meets your plan’s requirements.

Are Baby Sunscreens FSA Eligible?

Yes, most baby sunscreens are eligible for FSA and HSA reimbursement as long as they are labeled as a sunscreen with SPF 15 or higher and offer broad spectrum protection. Because their main purpose is to protect delicate skin from UV rays, baby sunscreens are considered a qualified medical expense rather than a cosmetic product. You can use your FSA or HSA card at checkout or submit your receipt for reimbursement. Just make sure the sunscreen clearly states its SPF rating and sun protection benefits to ensure it meets your plan’s requirements.

Is Tinted Sunscreen FSA Eligible?

Yes, tinted sunscreens can be FSA and HSA eligible if they’re primarily designed for sun protection. To qualify, the product must clearly state it’s a sunscreen with SPF 15 or higher and provide broad spectrum UVA and UVB protection. If the tint is simply for cosmetic purposes and the product isn’t marketed asa sunscreen, it may not qualify. Many tinted mineral sunscreens meet the requirements because their main function is UV defense, not makeup coverage. Always save your receipt and check your plan details to confirm eligibility before submitting for reimbursement.